When your home sold at foreclosure or tax auction, the profit above your debt is legally yours. Most families never know — we find it for you, with zero upfront cost.
We handle every step — from research to disbursement — so you don't have to navigate complex legal processes alone.
We search county records, court filings, and auction data to confirm surplus funds in your name.
A simple contingency agreement authorizes us to act on your behalf. Zero cost until we recover.
All documentation is prepared and submitted. Where required, licensed attorneys represent you.
Funds disbursed directly to you. Our percentage is collected from recovery — never upfront.
We are paid exclusively from what we recover for you. Zero upfront costs or out-of-pocket expenses.
We track surplus funds from foreclosure and tax sales across every state, county, and jurisdiction.
County treasurer offices, clerk of courts, public auction records — we find every dollar you're owed.
Every required document prepared, verified, and filed accurately to avoid delays in your claim.
In states requiring legal representation, vetted licensed attorneys represent you directly.
Personal and financial information handled with strict confidentiality protocols throughout.
"I had no idea I was entitled to anything after losing my home. America's Excess Funds found over $18,000 I didn't even know existed. They handled everything from start to finish."
"Professional, honest, incredibly thorough. They recovered $31,500 for my family after our property sold at auction. Not a penny upfront. Absolutely life-changing."
"I was skeptical — but transparent every step. Within months I had a check for $24,000 I never expected to see. Forever grateful for what this team did for my family."
No cost. No obligation. Let us search on your behalf — completely free.
When a property sells at foreclosure or tax auction for more than the debt owed, the excess belongs to the former owner — not the lender, not the county. These are called surplus funds, excess proceeds, or overbid funds. Most families never know they exist.
When a bank forecloses and the auction price exceeds total debt including fees, the overage is legally owed to the former homeowner or their heirs.
When a county sells a property for unpaid taxes and the sale exceeds what was owed, the remaining proceeds belong to the prior owner — not the government.
The U.S. Supreme Court unanimously held it unconstitutional for a government to retain surplus proceeds beyond what is owed. A landmark ruling for homeowner rights.
598 U.S. 631 (2023)31 U.S.C. § 1322(b)(2) and 31 U.S.C. § 321 govern the return of unclaimed assets. The Uniform Unclaimed Property Act and FOIA protect your right to recover.
America's Excess Funds Recovery operates as a finder and recovery facilitator. We use public records, court filings, county databases, and proprietary research to identify surplus funds owed to former property owners. We then contact eligible claimants, assist with documentation, and — where required — coordinate with licensed legal counsel to file the appropriate claims on your behalf.
Our services are provided on a strict contingency basis. We receive a percentage of funds successfully recovered, agreed upon in writing prior to initiating any work. You will never be charged a fee if we are unable to recover funds for you.
Our team will search at no cost. If we find something, we'll reach out immediately.
Two young Florida entrepreneurs who turned a chance meeting in door-to-door sales into a company dedicated to helping families reclaim what's rightfully theirs.
Florida entrepreneur with a relentless drive forged in door-to-door sales. Founded America's Excess Funds Recovery to ensure families never leave money on the table.
Florida native bringing precision, warmth, and genuine care to every claim. Mastered the claims process from the inside out — every case handled with personal attention.
Daniel founded America's Excess Funds Recovery with one purpose: making sure families never leave money on the table after one of the hardest moments of their lives.
His sharp instinct for outreach and relentless drive were first forged in Florida's competitive door-to-door sales market, where he learned how to cut through the noise and connect with real people in real need. That experience taught him something most business owners never learn — how to build trust in 30 seconds with someone who has every reason to slam the door.
A natural communicator with a deep commitment to doing things right, Daniel leads the company's growth strategy and client acquisition with the same energy he brings to everything he builds. He believes that surplus fund recovery isn't just about money — it's about returning something that was always supposed to be theirs.
"Every dollar we recover is a dollar that families never knew they had — and that changes lives. That's what gets me up in the morning."
A Florida native through and through, Jayvin brings warmth, precision, and a genuine care for people to every claim he touches.
He and Daniel crossed paths while selling hurricane impact windows door-to-door — a grind that forged their trust and sharpened their instincts. They learned the streets together, knocked on thousands of doors together, and built the kind of partnership that only comes from sharing the hard days. When they discovered how many families were unknowingly leaving surplus funds behind, they knew they had to build something that could actually help.
As Head of Claims Processing, Jayvin channeled that same dedication into mastering the claims process from the inside out. He ensures every case is handled with accuracy, urgency, and the personal attention each family deserves. Where others see paperwork, Jayvin sees a family waiting on news that could change their year.
"The claims process is where it all comes together. My job is to make sure nothing falls through the cracks — because every case is somebody's story."
America's Excess Funds Recovery is not a law firm and does not provide legal advice. We are a surplus funds recovery and facilitation company. In jurisdictions requiring legal filings, we coordinate with licensed attorneys who represent you directly.
Submitting a contact form or signing a contingency agreement with America's Excess Funds Recovery does not create an attorney-client relationship. Legal representation, when required, is provided by independent licensed attorneys within our referral network.
Any personal information you provide is used solely for the purpose of evaluating and pursuing your surplus funds claim. We do not sell, rent, or share your personal data with third parties except as required by law or necessary to process your claim.
How we collect, use, and protect your personal information. Your rights under CCPA and other privacy laws.
The full agreement governing your use of our website and services. Including contingency fee terms.
What cookies we use, why we use them, and how to manage your preferences.
Our commitment to digital accessibility and how to report issues.
Last updated: January 2025
We collect information you voluntarily provide when you submit forms on our website, including your name, email address, phone number, property address, and details about your potential surplus funds claim. We also automatically collect technical information including your IP address, browser type, device information, and pages visited through cookies and similar technologies.
We use the information we collect to:
We do not sell, rent, or trade your personal information. We may share your information only with licensed attorneys within our referral network when legal representation is required, government agencies and courts when filing your claim or as required by law, service providers under strict confidentiality agreements, and law enforcement when required by valid legal process.
Depending on your location, you may have the right to access, correct, or delete your personal information, opt out of marketing communications, and request your data in a portable format. To exercise these rights, contact us through the Contact page.
We implement reasonable safeguards to protect your personal information. We retain records for as long as necessary to fulfill our purposes, comply with legal obligations, and enforce our agreements. Surplus fund claim records may be retained for up to seven (7) years after case closure.
California residents have additional rights under the California Consumer Privacy Act, including the right to know, delete, opt-out of the sale of personal information (we do not sell), and non-discrimination for exercising privacy rights.
Last updated: January 2025
By accessing or using the website and services of America's Excess Funds Recovery, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
America's Excess Funds Recovery is a surplus funds recovery and facilitation company. We help former property owners and their heirs identify, document, and claim surplus funds resulting from foreclosure or tax sales. We are not a law firm and do not provide legal advice. In jurisdictions that require legal representation, we coordinate with independent licensed attorneys.
Our services are provided exclusively on a contingency basis. You pay nothing upfront. Our fee is a percentage of funds successfully recovered, agreed upon in writing before any work begins. If we are unable to recover funds, you owe us nothing.
Recovery of surplus funds is not guaranteed. The existence of surplus funds in public records does not ensure a successful claim. Past results do not guarantee future outcomes.
You are not required to hire a private company to claim surplus funds. You may pursue a claim independently through the appropriate court or county office at no cost.
To the maximum extent permitted by law, America's Excess Funds Recovery shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount of fees actually paid by you to us in the twelve (12) months preceding the claim.
These Terms shall be governed by the laws of the State of Florida. Any disputes shall be resolved through binding arbitration in Florida, except where prohibited by law.
Last updated: January 2025
America's Excess Funds Recovery is committed to ensuring digital accessibility for people with disabilities. We continually work to improve the user experience for everyone and apply relevant accessibility standards to make our services available to the widest possible audience.
We strive to conform to WCAG 2.1 Level AA. Features include semantic HTML, sufficient color contrast, keyboard navigation, alternative text for images, responsive design, and resizable text.
If you experience any accessibility barriers, please contact us through the Contact page. Include the page or feature, a description of the issue, and the assistive technology you were using. We will respond within five business days.
We're growing fast and looking for driven, self-motivated individuals to expand our recovery operations across the country. All positions are commission-based with uncapped earning potential.
Cold call and prospect homeowners to identify those with potential surplus fund claims. No experience required — we train you on the process.
Work directly on surplus fund claims — researching cases, preparing documentation, and coordinating with attorneys and county offices to move claims forward.
A member of our team will reach out within 24 hours — at absolutely no cost to you.
By submitting you agree to be contacted regarding your surplus funds inquiry. No obligation. No upfront cost. You may also pursue a claim independently at no charge through the appropriate court or county office. America's Excess Funds Recovery is not a law firm.